2026/27 planning tools
United Kingdom calculators
Transparent estimates for UK pay, tax, work, property and borrowing decisions. Rules are separated by nation where they differ.
UK Take-Home Pay Calculator 2026/27
Income Tax, NI, pension and student-loan deductions.
Open calculator Pay & taxSelf-Employed Tax Calculator
Estimate sole-trader Income Tax and Class 4 NI.
Open calculator ContractorsIR35 & Contractor Take-Home Calculator
Compare outside-IR35 and umbrella scenarios.
Open calculator BusinessUK Employer Cost Calculator
Salary, employer NI, pension, benefits and overhead.
Open calculator HomeStamp Duty, LBTT & LTT Calculator
Property tax for England/NI, Scotland and Wales.
Open calculator HomeUK Mortgage & Affordability Calculator
Repayment, interest-only and rate-stress scenarios.
Open calculator HomeMortgage Overpayment Calculator
Estimate time and interest saved by overpaying.
Open calculator Student financeUK Student Loan Repayment Calculator
Plans 1, 2, 4, 5 and postgraduate loans.
Open calculator WorkStatutory Redundancy Pay Calculator
Age, service and capped weekly-pay estimate.
Open calculator BusinessUK VAT Calculator
Add, remove and compare flat-rate VAT.
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